Estimate session
Collateral Ratio Health Check
A shorter desk pass focused on whether your current loan-to-value and haircuts still leave a workable collateral ratio.
Purpose
When a loan is already open, ratios drift as prices move. This health check revisits collateral value, applied haircuts, and current loan-to-value so you can see whether the ratio still matches the buffer you intended.
Included
- Recalculation of collateral value against current desk prices
- Comparison to the original posting ratio
- Flag for buffers that have thinned below your stated comfort line
- Short written note after the call
Excluded
No renegotiation with lenders, no automatic top-up instructions, and no continuous monitoring between sessions.
Process
Send your current collateral inventory and outstanding principal. We meet on desktop for about forty minutes, walk the ratio, and mark where the buffer has changed.
Booking
Ask for a health check when your open loan needs a fresh collateral reading.
Ready for this session?
Tell us which assets you plan to pledge and the loan size under discussion.
Request this review